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Dare to dream.

You have one retirement,
together we can make it a great one.


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Your dreams are closer than you think.

When it comes to your financial future, the decisions you make today can change the course of your life. Choosing the right financial strategy, considering long-term care, preparing for retirement and navigating these complex matters can quickly become overwhelming.

This is where we come in.  We work with you to build a financial plan that focuses on what you want to do, when you want to do it, what it will cost and when you can likely afford it. We help you coordinate your lifestyle and financial goals through education, best tax practices, and sensible solutions that minimize risks and form the basis of your financial plan.


Meet the Team

We pride ourselves in offering sound, honest, financial advice based on education, knowledge and experience.

Learn more about us

Services & Solutions

Whatever your stage in life, we can help you feel financially assured with a variety of financial products and services to meet your specific needs.

See how we can help

Client Resources 

Your financial life doesn’t have to be complicated. Bookmark this helpful page for your one-stop-shop for your financial tools and Resources.

Check out our financial Resources

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What's your vision
for retirement?

A Clear Vision...

Most people hope to be financially independent someday, some also want to their heirs to benefit from their good fortune – post retirement and estate preservation. Why? Because for every 100 people who start their careers… only four will achieve an income of greater than $50,000 per year when they reach normal retirement age (Stats Can 1983) and it hasn’t changed much since. In a nut-shell, people start out in life with the preordained result of failure, it’s human nature. People need all the help they can get and that’s why Lakeshore Financial was formed.

 

Pairing world-class service with down-to-earth conversations.

Our hope for every one of our clients is that after each meeting, you’ll feel more confident and rest assured that your money is here to be an engine of opportunity.

Contact us today

Ivan J Wismayer Photo

Ivan J Wismayer

CFP CLU ChFC CEA
Read Bio

Ivan J Wismayer, CFP CLU ChFC CEA

Financial Advisor, Lakeshore Financial


Business:    (519) 369-2552

Fax:    (519) 369-2542

Email:    iwismayer@lakeshorefinancial.ca



Ivan Wismayer is a certified financial planner, licensed by the Financial Planning Standards Council of Canada (FPSC). This is very important as CFP mark identifies individuals who are dedicated to a high level of professionalism in providing financial planning consultation. Ivan is also a Certified Executor Advisor (CEA).

With over 36 years experience as an advisor of financial matters, from financial planning to income tax matters. Specializing in pre-retirement and post-retirement planning, Ivan has  taught the CFP course of wealth accumulation to some of the students that belong the Financial Advisors Association of Canada (Advocis). He has been a member of Advocis, since 1979 and has earned the designations of chartered life underwriter (CLU) 1985 and chartered financial consultant (CHFC) 1989.


Nick J Wismayer Photo

Nick J Wismayer

Read Bio

Nick J Wismayer

Associate Advisor, Lakeshore Financial


Cell:    (416) 845-9314 

Fax:    (519) 369-2542

Email:    nicwisma@lakeshorefinancial.ca


Implementing a plan that realizes your goal. 

We realize a financial plan require choices and these choices must be clear, concise and knowledgeable. With this in mind, we spend time with our clients educating them on the various aspects of financial planning such as taxation, global economics, present and future values, etc.


6-step Financial Strategy Process


STEP 1: Establishing and defining the client-advisor relationship

We explain or document the services to be provided and define the responsibilities along with the responsibilities of the client. The advisor and client should agree on how long the relationship will last and on how decisions will be made.

STEP 2: Gathering client data and determining goals and expectations

We will asks about your financial situation, personal and financial goals and attitude about risk. We then gather all necessary documents at this stage before giving you any sound advice.

STEP 3: Analyzing and evaluating the client's financial status

We analyze the information to assess your current situation to determine what must be done to achieve your goals. Depending on the services requested, this assessment could include analyzing your assets, liabilities and cash flow, current insurance coverage, investments or tax strategies.

STEP 4: Developing and presenting the financial strategy recommendations and/or alternatives

We will offer educated recommendations that address your goals, based on the information you have provided. We review our professional recommendations with you to allow you to make the best informed decisions. We listen to your concerns and considerations, and revise our recommendations as appropriate.

STEP 5: Implementing the financial strategy recommendations

We work with you to agree upon how each recommendation should be carried out. Together, we may choose to have us carry out the recommendations for you or serve as a "coach", coordinating the process with you and other professionals such as attorneys or stockbrokers.

STEP 6: Monitoring the financial strategy recommendations

Together we will agree upon who, and how, we will monitor your progress towards your financial goals. We report to you periodically to review the financial situation and adjust any recommendations as needed. As our client, we will always keep you informed and knowledgeable when it comes to your financial strategy and situation.

Services & Solutions

The Value of Advice

Your financial world is constantly changing and understanding how or if it affects you can be overwhelming. That’s why the value of financial advice is more important now than ever before. We aim to help simplify your goals, giving you added confidence in your financial decisions – now and in the future.


Insurance Solutions

Insurance Solutions

It’s not what we have in life, but who we have that matters. With the right Insurance solutions, you can protect the people you care about most with easy-to-understand options that offer peace of mind. We can provide educated advice and expertise for solutions tailored to your needs. Some of which include:

  • Travel, Life and Health insurance
  • Disability and Critical illness protection

Investment Solutions

Whether you’re investing for the first time, saving for the future or embarking on retirement, we can help you enjoy today while you prepare for tomorrow. Save, Invest and grow your wealth with strategies based on your unique priorities. We can provide educated advice and expertise in solutions such as:

  • Registered retirement plans (RRSP, RRIF)
  • Locked-in retirement account (LIRA)
  • Registered education savings plan (RESP)
  • Tax-free savings account (TFSA)

Investment Solutions

Estate Planning

Estate & Tax Planning

By planning for tomorrow today, you can retain more of your assets, protect your estate and leave a legacy for your family or loved ones. Depending on your unique situation, there are different ways to achieve your estate planning goals, including business succession, wills, beneficiary designations, powers of attorney, insurance, trusts, tax strategies, and charitable gifts. 

TRY THESE ESTATE PLANNING RESOURCES

Helpful Tax Forms

Financial Planning for Retirement 

Goals-Based Investing focuses on helping you meet your income goals, not about performing against a stock market. Driven by advanced analytics that illustrate what your retirement spending needs could look like in the future, you can gain confidence in the potential to grow your future income stream. Whether your focus is travel, leisure, or reaching new goals, there’s one factor that plays a role in every successful retirement — good planning.

CONTACT US TO GET STARTED TODAY!

Planning for Retirement

Group and Business Solutions

Group and Business Solutions

Find simple, cost effective and tax efficient plans to attract and retain the best talent. Stay competitive as an employer and keep your plan members engaged by helping manage their health and wellness. Whether you are a small or large business, we will meet with you to assess your needs and explain your options, some of these could include: 

  • Group benefits & Group retirement
  • Group pension 
  • Competitive employee benefits
  • Business and key-person insurance

Banking Solutions 

Banking today is about instant access – whether you’re paying with a tap, transferring money, or depositing a cheque or looking for mortgage options. In a fast-paced world, you need your bank to keep up. Manulife Bank has flexible products that fit seamlessly into your day and help you achieve your financial goals.

LEARN MORE ABOUT MANULIFE BANK

OPEN AN ADVANTAGE BANK ACCOUNT TODAY!

Planning for Retirement


For more information on services and solutions for your financial needs...

CONTACT US TODAY

Note: We are a fee for service, though we do receive some finders/service fees for insurance/investment products that are placed through our practice.

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